# Depositing Depositing into a River deal is a request-and-accept flow. :::info\[Deposit flow] 1. **Verify eligibility.** Your address must be allowed for the vehicle. 2. **Request deposit.** Assets move into segregated pending-deposit holding. 3. **Wait for acceptance.** River acceps the deposit. 4. **Receive class tokens.** Lender receives shares proportional to deposit. 5. **Cancel if needed.** Any unaccepted amount can be cancelled and returned. ::: ## While a request is pending Pending deposits sit outside invested deal exposure: no coupon, no deal risk, and no dilution to existing lenders. They are held separately from NAV and can be cancelled before acceptance. Partial acceptance is allowed, so a large request can be admitted over time while the remainder stays refundable. ## After acceptance Once accepted, the lender holds class tokens and begins participating in coupon and future NAV changes for that class. From there, the main actions are: * [Earning coupon](/lenders/earning) * [Wrapping into the accumulating ERC-4626 token](/lenders/wrapper) * [Requesting an exit](/lenders/withdrawals)